[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gillar.cz\/jak-si-zachranit-domov\/#Article","mainEntityOfPage":"https:\/\/www.gillar.cz\/jak-si-zachranit-domov\/","headline":"Jak si zachr\u00e1nit domov?","name":"Jak si zachr\u00e1nit domov?","description":"Pokud nem\u00e1 \u010dlov\u011bk v \u017eivot\u011b \u0161t\u011bst\u00ed, nem\u00e1 \u010dasto ani dost pen\u011bz. A kdy\u017e pen\u00edze sch\u00e1zej\u00ed v\u00edc, ne\u017e je to \u00fanosn\u00e9, m\u016f\u017ee to b\u00fdt skute\u010dn\u011b probl\u00e9m. Proto\u017ee se \u010dlov\u011bk nejprve opo\u017e\u010fuje s platbami, pak ob\u010das n\u011bco nedok\u00e1\u017ee zaplatit v\u016fbec, dluhy p\u0159ib\u00fdvaj\u00ed a rostou, k nim se p\u0159idru\u017euj\u00ed nejr\u016fzn\u011bj\u0161\u00ed sankce, a nakonec se u n\u011bkoho takov\u00e9ho m\u016f\u017ee… ","datePublished":"2022-03-06","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.gillar.cz\/author\/#Person","name":"","url":"https:\/\/www.gillar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/55e7fbc61e9322b6822dac9bb7a03f27da3135fab89e5bb0463eeaffc32ea652?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/55e7fbc61e9322b6822dac9bb7a03f27da3135fab89e5bb0463eeaffc32ea652?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gillar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gillar.cz\/wp-content\/uploads\/mal%C3%A1%20mince_1.jpg","url":"https:\/\/www.gillar.cz\/wp-content\/uploads\/mal%C3%A1%20mince_1.jpg","height":0,"width":0},"url":"https:\/\/www.gillar.cz\/jak-si-zachranit-domov\/","about":["Finance"],"wordCount":420,"articleBody":"   Pokud nem\u00e1 \u010dlov\u011bk v \u017eivot\u011b \u0161t\u011bst\u00ed, nem\u00e1 \u010dasto ani dost pen\u011bz. A kdy\u017e pen\u00edze sch\u00e1zej\u00ed v\u00edc, ne\u017e je to \u00fanosn\u00e9, m\u016f\u017ee to b\u00fdt skute\u010dn\u011b probl\u00e9m. Proto\u017ee se \u010dlov\u011bk nejprve opo\u017e\u010fuje s platbami, pak ob\u010das n\u011bco nedok\u00e1\u017ee zaplatit v\u016fbec, dluhy p\u0159ib\u00fdvaj\u00ed a rostou, k nim se p\u0159idru\u017euj\u00ed nejr\u016fzn\u011bj\u0161\u00ed sankce, a nakonec se u n\u011bkoho takov\u00e9ho m\u016f\u017ee objevit i exekutor, kter\u00fd m\u016f\u017ee zabavovat t\u0159eba i v\u0161e, co najde. A \u010dlov\u011bk v nesn\u00e1z\u00edch tak m\u016f\u017ee nakonec p\u0159ij\u00edt klidn\u011b i o sv\u016fj domov. I ten m\u016f\u017ee padnout na uhrazov\u00e1n\u00ed dluh\u016f, i st\u0159echa nad hlavou m\u016f\u017ee b\u00fdt leckomu zabavena, jakkoliv mu to nen\u00ed ani trochu mil\u00e9.Je jist\u00e9, \u017ee dluhy se platit mus\u00ed. A \u017ee tedy neplati\u010dstv\u00ed nikomu jenom tak neprojde. Ale \u017ee by na to \u010dlov\u011bk m\u011bl doplatit t\u0159eba a\u017e tak, \u017ee by se stal bezdomovcem? To je p\u0159ece jenom moc. A proto by bylo dob\u0159e, kdyby se aspo\u0148 onen domov samotn\u00fd zachr\u00e1nit dal.A na\u0161t\u011bst\u00ed takov\u00e1 mo\u017enost i v hodn\u011b t\u00ed\u017eiv\u00e9 situaci existuje. D\u00e1 se toti\u017e vz\u00edt i zp\u011btn\u00e1 hypot\u00e9ka na nemovitost, tedy operativn\u00ed leasing, kter\u00fdm se d\u00e1 aspo\u0148 onen nemovit\u00fd majetek p\u0159ed exekuc\u00ed uchr\u00e1nit. A to t\u00edm, \u017ee zde se nab\u00edzej\u00edc\u00ed firma postar\u00e1 o vyplacen\u00ed v\u0161ech pohled\u00e1vek, kter\u00e9 \u010dlov\u011bk v on\u00e9 popsan\u00e9 zoufal\u00e9 situaci m\u00e1 a kter\u00e9 u\u017e naprosto nezvl\u00e1d\u00e1. Exekuce stejn\u011b jako zesplatn\u011bn\u00e9 \u00fav\u011bry, mal\u00e9 p\u016fj\u010dky a podobn\u00e9 z\u00e1vazky se tu zaplat\u00ed v\u00fdm\u011bnou za onu nemovitost, v n\u00ed\u017e \u010dlov\u011bk ale m\u016f\u017ee i nad\u00e1le z\u016fstat \u017e\u00edt. P\u0159edlu\u017een\u00fd \u010dlov\u011bk nemus\u00ed skon\u010dit na ulici nebo dejme tomu na n\u011bjak\u00e9 ubytovn\u011b, jenom u\u017e mu ten jeho dosavadn\u00ed domov nepat\u0159\u00ed. Ale \u017e\u00edt tu m\u016f\u017ee d\u00e1l. A\u017e do doby, ne\u017e se mu poda\u0159\u00ed z\u00edskat dejme tomu zvladatelnou hypot\u00e9ku bankovn\u00ed.Jist\u011b, ani toto \u0159e\u0161en\u00ed nen\u00ed pro toho zadlu\u017een\u00e9ho optim\u00e1ln\u00ed, i toto m\u00e1 sv\u00e9 mouchy, ale je to to nejlep\u0161\u00ed, co n\u011bkomu podobn\u00e9mu n\u011bkde nab\u00eddnou. A kdy\u017e n\u011bkomu takov\u00e9mu nakonec nehroz\u00ed, \u017ee z\u016fstane bez domova, a kdy\u017e tento znovu z\u00edsk\u00e1 perspektivu do budoucna, je to vlastn\u011b skv\u011bl\u00e9 \u0159e\u0161en\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si zachr\u00e1nit domov?","item":"https:\/\/www.gillar.cz\/jak-si-zachranit-domov\/#breadcrumbitem"}]}]