[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gillar.cz\/k-cemu-je-pojisteni-dane-zakonem\/#Article","mainEntityOfPage":"https:\/\/www.gillar.cz\/k-cemu-je-pojisteni-dane-zakonem\/","headline":"K \u010demu je poji\u0161t\u011bn\u00ed dan\u00e9 z\u00e1konem?","name":"K \u010demu je poji\u0161t\u011bn\u00ed dan\u00e9 z\u00e1konem?","description":"Majitel\u00e9 vozidel maj\u00ed v \u010cesk\u00e9 republice p\u0159\u00edmo povinnost danou z\u00e1konem, je\u017e se naz\u00fdv\u00e1 povinn\u00e9 ru\u010den\u00ed. Motorist\u00e9 prost\u011b toto poji\u0161t\u011bn\u00ed mus\u00ed povinn\u011b m\u00edt. Jen\u017ee jak\u00e1 je skute\u010dnost? Pr\u00fd asi a\u017e 130000 vozidel toto poji\u0161t\u011bn\u00ed prost\u011b a jednodu\u0161e nem\u00e1. U tolika vozidel nebyla spln\u011bna povinnost v\u00fdslovn\u011b dan\u00e1 z\u00e1konem a znamenaj\u00edc\u00ed v\u00fddaj v pr\u016fm\u011bru ve v\u00fd\u0161i necel\u00fdch 2800… ","datePublished":"2019-03-25","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.gillar.cz\/author\/#Person","name":"","url":"https:\/\/www.gillar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/55e7fbc61e9322b6822dac9bb7a03f27da3135fab89e5bb0463eeaffc32ea652?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/55e7fbc61e9322b6822dac9bb7a03f27da3135fab89e5bb0463eeaffc32ea652?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gillar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gillar.cz\/wp-content\/uploads\/img_a340360_w2209_t1553271123.jpg","url":"https:\/\/www.gillar.cz\/wp-content\/uploads\/img_a340360_w2209_t1553271123.jpg","height":0,"width":0},"url":"https:\/\/www.gillar.cz\/k-cemu-je-pojisteni-dane-zakonem\/","wordCount":440,"articleBody":"Majitel\u00e9 vozidel maj\u00ed v \u010cesk\u00e9 republice p\u0159\u00edmo povinnost danou z\u00e1konem, je\u017e se naz\u00fdv\u00e1 povinn\u00e9 ru\u010den\u00ed. Motorist\u00e9 prost\u011b toto poji\u0161t\u011bn\u00ed mus\u00ed povinn\u011b m\u00edt. Jen\u017ee jak\u00e1 je skute\u010dnost? Pr\u00fd asi a\u017e 130000 vozidel toto poji\u0161t\u011bn\u00ed prost\u011b a jednodu\u0161e nem\u00e1. U tolika vozidel nebyla spln\u011bna povinnost v\u00fdslovn\u011b dan\u00e1 z\u00e1konem a znamenaj\u00edc\u00ed v\u00fddaj v pr\u016fm\u011bru ve v\u00fd\u0161i necel\u00fdch 2800 korun na v\u016fz.  Takto nepoji\u0161t\u011bn\u00e9 vozy pak pr\u00fd rok co rok zp\u016fsob\u00ed stamilionov\u00e9 \u0161kody, p\u0159edev\u0161\u00edm na severu \u010cech. U n\u011bkter\u00fdch voz\u016f chyb\u00ed toto poji\u0161t\u011bn\u00ed n\u011bjak\u00fdm nedopat\u0159en\u00edm, n\u011bkte\u0159\u00ed majitel\u00e9 ho ale neplat\u00ed v\u011bdom\u011b a \u00famysln\u011b. Ale v\u00fdsledek je poka\u017ed\u00e9 stejn\u00fd. A sice ten, \u017ee majitele nepoji\u0161t\u011bn\u00e9ho vozu \u010dekaj\u00ed v p\u0159\u00edpad\u011b nehody klidn\u011b i ohromn\u00e9 v\u00fddaje spojen\u00e9 s nahrazov\u00e1n\u00edm zp\u016fsoben\u00fdch \u0161kod. Proto\u017ee auta u\u017e dnes nejsou \u017e\u00e1dnou levnou z\u00e1le\u017eitost\u00ed, jakkoliv reklamy na jejich prodej o l\u00e1ci vysloven\u011b mluv\u00ed. A pokud n\u011bkdo nen\u00ed poji\u0161t\u011bn\u00fd? Kdo plat\u00ed v takov\u00e9m p\u0159\u00edpad\u011b nepoji\u0161t\u011bn\u00e9 \u0161kody? a. Po\u0161kozen\u00e9mu nahrazuje \u0161kodu zp\u016fsobenou nepoji\u0161t\u011bn\u00fdm vozidlem \u010cesk\u00e1 kancel\u00e1\u0159 pojistitel\u016f, je\u017e je z\u0159\u00edzena z\u00e1konem a je\u017e je ru\u010ditelem za od\u0161kodn\u011bn\u00ed v p\u0159\u00edpad\u011b, \u017ee je vin\u00edkem \u0159idi\u010d nepoji\u0161t\u011bn\u00e9ho vozidla. b. K tomu se vyu\u017e\u00edvaj\u00ed pen\u00edze z garan\u010dn\u00edho fondu, je\u017e zaji\u0161\u0165uj\u00ed po\u0161kozen\u00e9mu od\u0161kodn\u011bn\u00ed v pln\u00e9 v\u00fd\u0161i, bez ohledu na tuto v\u00fd\u0161i. c. Garan\u010dn\u00ed fond z\u00edsk\u00e1v\u00e1 prost\u0159edky na tuto \u010dinnost z vybran\u00e9ho pojistn\u00e9ho na povinn\u00e9m ru\u010den\u00ed, co\u017e znamen\u00e1, \u017ee to v podstat\u011b plat\u00ed v\u0161ichni poji\u0161t\u011bn\u00ed motorist\u00e9. A co \u010cesk\u00e1 kancel\u00e1\u0159 pojistitel\u016f na to? Doporu\u010duje pr\u00fd v\u0161em \u0159idi\u010d\u016fm, aby si kontrolovali, zda maj\u00ed sv\u016fj v\u016fz \u0159\u00e1dn\u011b poji\u0161t\u011bn\u00fd. K \u010demu\u017e mohou vyu\u017e\u00edt i aplikaci \u010cKP. Proto\u017ee by se mohlo st\u00e1t, \u017ee v\u016fbec nemaj\u00ed platnou smlouvu, poji\u0161\u0165ovn\u011b by mohly chyb\u011bt n\u011bjak\u00e9 \u00fadaje, mohlo by j\u00edt o star\u0161\u00ed vozidlo, je\u017e je t\u0159eba pojistit nebo vy\u0159adit z provozu nebo dokon\u010dit jeho p\u0159evod. Takov\u00e1 skv\u011bl\u00e1 ! Ov\u0161em skv\u011bl\u00e1 jen pro p\u0159\u00edmo po\u0161kozen\u00e9 \u0159idi\u010de. Ov\u0161em naopak po\u0161kozuj\u00edc\u00ed v\u0161echny, kdo si \u0159\u00e1dn\u011b pln\u00ed sv\u00e9 povinnosti. Povinnosti dan\u00e9 z\u00e1konem. Na kter\u00fd u n\u00e1s zjevn\u011b ka\u0161le n\u011bjak\u00fdch \u0159\u00e1dov\u011b a\u017e 130000 motorist\u016f.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"K \u010demu je poji\u0161t\u011bn\u00ed dan\u00e9 z\u00e1konem?","item":"https:\/\/www.gillar.cz\/k-cemu-je-pojisteni-dane-zakonem\/#breadcrumbitem"}]}]